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Team Lead, Commercial Banking

  • Job Type Full Time
  • Qualification BA/BSc/HND
  • Experience 5 years
  • Location Abuja
  • Job Field Banking&nbsp , Finance / Accounting / Audit&nbsp

Responsibilities Include:

  • Identifying business opportunities and providing financial solutions
  • Provide overall leadership and continually enhance team performance in various to achieve quality customer service delivery.
  • Drive business growth and achieve set revenue, quality risks assets and deposit mobilization targets through effective relationship management.
  • Identifying Clients needs and matching bank products and services to such needs
  • Mobilize revenue for the team and ensure customer satisfaction and drive business development for the group.
  • Coordinate execution of the sales plan by customer segment and product for the team
  • Developing new relationships and managing existing ones within the assigned sector
  • Monitor team sales pipeline deals and identify additional methods of improving performance.
  • Manage team’s sales KPIs, respective tasks, responsibilities and target allocations.
  • Collaborating with cross-functional teams to ensure client satisfaction 
  • Credit writing and following up on credit disbursement and monitoring
  • Conduct credit appraisals and ascertain validity of submitted credit-request documents and ensure that customer meets credit requirements
  • Develop a broad understanding of the assigned sector and achieve Specified Targets as specified by the Group Head.
  • Conduct debt Recovery activities
  • Study and analyze trends in the assigned sector to present new ideas to clients.

Requirements

  • Bachelor’s degree in Business, Finance, or related field
  • Proven experience in commercial banking
  • Excellent communication and interpersonal skills
  • Ability to work independently and as part of a team
  • In-depth knowledge of banking products and services
  • Minimum of 5+ years of experience in a similar role
  • Confidence and proficiency in commercial banking operations
  • Proven track record of successful client relationship management
  • Strong analytical and problem-solving skills

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Method of Application

Responsibilities Include:

  • Lead and coordinate the Bank’s long-term strategy for the public sector and HNI team, as well as formulate and implement new business and investment strategies.
  • Drive and support the implementation of strategies in collaboration with business groups such as corporate, commercial, SME and Personal Banking, as well as our functional departments and subsidiaries.
  • Develop and implement comprehensive plans for improvement and expansion as well as plans long-range goals for the Bank.
  • Track strategy execution and performance against established targets/metrics for each area of the bank as well as potential risks and mitigation plans.
  • Enhance the Bank’s ability to attract funds and improve overall profitability in the Public and Government sector.
  • Drive Bank’s balance sheet growth (Asset and Liability growth)
  • Effectively explore opportunities to create desired visibility for the bank in government circle
  • Continually enhance team performance to achieve quality customer service delivery.
  • Lead the Bank’s long-term strategy for the public sector HNI team and translate the strategy into business and functional objectives.
  • Oversee and drive strategic business development and relationship management within the Public Sector Group (including the Federal Govt, State Government and Parastatals and Multilateral Agencies)
  • Represents the Bank in Federal, state governments issues and regulatory matters

Requirements

  • Bachelor’s degree in Business, Finance, or related field
  • Proven experience in Public Sector and Private Banking
  • Excellent communication and interpersonal skills
  • Ability to work independently and as part of a team
  • In-depth knowledge of banking products and services
  • Minimum experience – 9 years relevant banking (marketing and credit) experience.
  • Confidence and proficiency in commercial banking operations
  • Proven track record of successful client relationship management
  • Strong analytical and problem-solving skills

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