Team Lead, Commercial Banking
- Job Type Full Time
- Qualification BA/BSc/HND
- Experience 5 years
- Location Abuja
- Job Field Banking  , Finance / Accounting / Audit 
Responsibilities Include:
- Identifying business opportunities and providing financial solutions
- Provide overall leadership and continually enhance team performance in various to achieve quality customer service delivery.
- Drive business growth and achieve set revenue, quality risks assets and deposit mobilization targets through effective relationship management.
- Identifying Clients needs and matching bank products and services to such needs
- Mobilize revenue for the team and ensure customer satisfaction and drive business development for the group.
- Coordinate execution of the sales plan by customer segment and product for the team
- Developing new relationships and managing existing ones within the assigned sector
- Monitor team sales pipeline deals and identify additional methods of improving performance.
- Manage team’s sales KPIs, respective tasks, responsibilities and target allocations.
- Collaborating with cross-functional teams to ensure client satisfaction
- Credit writing and following up on credit disbursement and monitoring
- Conduct credit appraisals and ascertain validity of submitted credit-request documents and ensure that customer meets credit requirements
- Develop a broad understanding of the assigned sector and achieve Specified Targets as specified by the Group Head.
- Conduct debt Recovery activities
- Study and analyze trends in the assigned sector to present new ideas to clients.
Requirements
- Bachelor’s degree in Business, Finance, or related field
- Proven experience in commercial banking
- Excellent communication and interpersonal skills
- Ability to work independently and as part of a team
- In-depth knowledge of banking products and services
- Minimum of 5+ years of experience in a similar role
- Confidence and proficiency in commercial banking operations
- Proven track record of successful client relationship management
- Strong analytical and problem-solving skills
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Method of Application
Responsibilities Include:
- Lead and coordinate the Bank’s long-term strategy for the public sector and HNI team, as well as formulate and implement new business and investment strategies.
- Drive and support the implementation of strategies in collaboration with business groups such as corporate, commercial, SME and Personal Banking, as well as our functional departments and subsidiaries.
- Develop and implement comprehensive plans for improvement and expansion as well as plans long-range goals for the Bank.
- Track strategy execution and performance against established targets/metrics for each area of the bank as well as potential risks and mitigation plans.
- Enhance the Bank’s ability to attract funds and improve overall profitability in the Public and Government sector.
- Drive Bank’s balance sheet growth (Asset and Liability growth)
- Effectively explore opportunities to create desired visibility for the bank in government circle
- Continually enhance team performance to achieve quality customer service delivery.
- Lead the Bank’s long-term strategy for the public sector HNI team and translate the strategy into business and functional objectives.
- Oversee and drive strategic business development and relationship management within the Public Sector Group (including the Federal Govt, State Government and Parastatals and Multilateral Agencies)
- Represents the Bank in Federal, state governments issues and regulatory matters
Requirements
- Bachelor’s degree in Business, Finance, or related field
- Proven experience in Public Sector and Private Banking
- Excellent communication and interpersonal skills
- Ability to work independently and as part of a team
- In-depth knowledge of banking products and services
- Minimum experience – 9 years relevant banking (marketing and credit) experience.
- Confidence and proficiency in commercial banking operations
- Proven track record of successful client relationship management
- Strong analytical and problem-solving skills
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