Credit Officer
- Job Type Full Time
- Qualification BA/BSc/HND
- Experience
- Location Lagos
- City Yaba
- Job Field Customer Care 
Job Description
- We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
- Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios.
- To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
- Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.
Responsibilities
- Review loan requests
- Assess clients’ financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyze risks and approve or reject loan requests
- Calculate financial ratios (e.g. credit scores and interest rates)
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
Requirements and Skills
- Proven work experience as a Credit Officer, Loan Officer or similar role, Hands-on experience with lending procedures and products, Ability to create and process financial spreadsheets, Strong analytical skills, Customer service experience.
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Method of Application