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Credit Officer

  • Job Type Full Time
  • Qualification BA/BSc/HND
  • Experience
  • Location Lagos
  • City Yaba
  • Job Field Customer Care&nbsp

Job Description

  • We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
  • Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios.
  • To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
  • Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Responsibilities

  • Review loan requests
  • Assess clients’ financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans

Requirements and Skills

  • Proven work experience as a Credit Officer, Loan Officer or similar role, Hands-on experience with lending procedures and products, Ability to create and process financial spreadsheets, Strong analytical skills, Customer service experience.

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Method of Application

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