Job Openings at Credit Direct Limited – Apply Now

Job Summary

• We are looking for a Sales Associates to evaluate, authorize approval or deny loan applications for people or for business.
• You will act as liaison between customers and our organization, and you will help qualified applicants acquire loans in a timely manner.

Requirements

Job Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options, and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Job Requirement

• Proven working experience as a Sales Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment
• BSc. degree in finance, marketing, economics, or a related field
• Excellent communication, influencing and negotiation skills

Person Specification

• Results-orientated and pragmatic with exceptional quantitative and analytical ability and attention to detail
• Driven, independent thinker and leader who can juggle multiple projects simultaneously with fast-changing priorities
• High level of integrity and dependability with a strong sense of urgency.
• A focus on execution. Willing and able to get hands dirty.
• Flexibility to roll up your sleeves and attack problems and projects as they arise, where you will need to set out a clear structure, method and outcomes yourself
• Ability to create effective working partnerships with senior leaders, challenge the thinking of others in respectful and thoughtful ways, influence upwards.
• Big picture thinker, a “never settle’ mindset.  

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Job Summary

• The Strategy Associate at Credit Direct Limited will play a pivotal role in supporting research, strategy execution follow-ups, and business performance tracking.
• This role is ideal for individuals with a strong background in the financial services industry and places significant importance on meticulous tracking and follow-up.

Job Responsibilities

• Conduct comprehensive research on industry trends, competitors, and market dynamics to inform strategic decision-making.
• Assist in developing and executing strategic initiatives, collaborating closely with cross-functional teams.
• Track, monitor, and report on corporate key performance indicators (KPIs) to evaluate the effectiveness of implemented strategies.
• Analyze data to identify opportunities for process improvement and business growth.
• Collaborate with senior team members to prepare presentations and reports for internal and external stakeholders.
• Provide dedicated support in project management, ensuring that strategic initiatives are executed effectively and on schedule.
• Develop and maintain a system for tracking progress and follow-ups related to strategic initiatives.
• Develop reporting dashboards to track top Objectives & Key Results (OKRs)/KPIs and measure success.
• Work cross-functionally to size markets and develop launch strategies for new opportunities.
• Develop strategies for entering new categories and markets. 
• Assess our ability to win, and competitive threats in new and existing markets.
• In-depth quantitative analysis of Global Markets business results and internal metrics, third party competitive benchmarking data, to support a broad range of bespoke strategy projects.
• Assist in production of written memos and briefing materials.
• Communicate confidently in a clear, concise and articulate manner — verbally and in written form.
• Keep up to date with technical developments for business area.

Job Requirement

Experience:

• Bachelor’s degree in finance, business, or a related field.
• A minimum of 2 years of relevant experience in the financial services industry.

Required Knowledge, Skills & Competencies:

• Strong analytical and research skills.
• Proficiency in data analysis and reporting.
• Excellent communication and presentation skills.
• Exceptional ability to follow up meticulously and track progress.
• Capability to work effectively in a collaborative team environment.
• Project management skills are a plus.
• Strong analytical, problem-solving, and critical thinking skills23
• Excellent written and verbal communication skills23

Person Specification

• Self-motivated, detail-oriented, and adept at keeping track of multiple tasks and people.
• Willingness to learn and adapt to evolving business strategies.
• A proactive mindset with a commitment to achieving results.
• Solid understanding of macroeconomics
• Experience in consulting, financial services or corporate strategy
• Ability to work independently and in teams, manage multiple projects and deadlines, and communicate effectively with senior stakeholders.
• Attention to detail and accuracy.
• Creativity and curiosity
• Passion for learning and growth