Head of Credit & Marketing at Human Capital Partners (HCP) – Apply Now

Job Description

• The role holder reports to the Managing Director, and direct reports the Asset Creation Division.
• He or she is responsible for the entire credit generating and asset creation management process and the application of the Credit Policy Manual and the monitoring of approved and disbursed facilities.

Qualifications

• A Bachelor’s Degree in Management or any related discipline.
• A postgraduate is required.
• A Professional Certificate(s) is required.
• A minimum of 5 years’ experience and excellent understanding of the job and industry.
• Good track record of performance.
• Goal oriented and pays attention to details.
• Excellent Analytical skills.
• Possess the capacity to deliver on target.

Requirements:

• Engage in the company’s mission and vision by maintaining the departmental structure sufficiency to meet the Company’s Credit goals and guide the members to achieve the set objectives.
• Ensure effective marketing of company products of team members and creation of good bankable assets to achieve company’s objective and department budget.
• Ensure team members comply with the credit policy manual.
• Effectively monitors the created risks asset and ensures the prompt meeting of the management credit committee weekly.
• Properly document minutes of management of credit committee’s meeting.
• Coordinate the development of employee welfare of the department in respect to training, effective job distribution, annual leave, appraisals etc.
• Ensure weekly meeting of the department staff on planning, discussion of new credits and review of existing risk.
• Ensure effective monitoring of loan classifications.
• Coordinate proper monthly calculation and review of certain rations against benchmark.
• Ensure department is fully involved in recovery of delinquent accounts.
• Manage relationship with Credit Reporting Agencies and ensure adequate reports are submitted to Credit Bureaus.
• Ensure all annual regulatory standard of Board of Credit Committee meetings are met.
• Ensure the weekly review of Credit and Administration memo by marketers.
• Ensure timely sign off on all approved credits before disbursement on all restructured loans.
• Effectively monitors all pending obligations and contact the concerned clients.
• Assist the Managing Director in the day to day activities of the company.