Team Lead, Loan Portfolio Monitoring & Reporting
- Job Type Full Time
- Qualification BA/BSc/HND , MBA/MSc/MA
- Experience 5 years
- Location Lagos
- Job Field Banking  , Finance / Accounting / Audit 
Qualification:
- Bachelor’s degree minimum of 2:2, master’s degree, certification in Institute of Chartered Accountants of Nigeria, Chartered Risk Managers Institute and other professional bodies will be added advantage.
Experience:
- Minimum of 5 years on similar role
Reporting Relationships
- Functionally reports to the Group Heads, Administratively reports to the Divisional Head.
Certifications
- Any of the following: ACCA, CRMI, CIBN, PMP, ICAN
Job Objective(s)
- Provide management with up-to-date information and advice on portfolio quality, limits, mix, risk profile and yield.
- Proactively assist in managing risk/exposure for assigned portfolios ensuring compliance with Credit Policy and plans of action.
Duties & Responsibilities
- Track borrowing accounts to ensure that facilities run in line with approved (limits, pricing, turnover covenant, clean-up cycle, expiration, etc.)
- Review exception reports on accounts for escalation.
- Review monthly report on the directorate loan performance for management use.
- Review quarterly report of directorate’s loan book in line with prudential guidelines.
- Review accounts to be placed on watch list for CAC meetings based on observed warning signals / triggers.
- Review transactions pre-disbursement on selected transactions
- Review inventory to ensure adequacy of product to cover exposure.
- Authorize release of stock after confirmation of payment and/or other conditions are in place.
Experience / Skills
- Must possess high level of integrity and dependability with a strong sense of urgency and results-orientation.
- Experience or knowledge about credit risk management.
- Must have experience monitoring risk and compliance across a group of diverse obligors.
- Good knowledge of Collateral Management of Export Commodities and Oil & Gas downstream operations
- Prior experience leading a minimum of 3 team members.
- Must possess deep and practical strategic thinking abilities and robust business acumen.
- Must be detailed yet with a strong appreciation for urgency (when necessary).
- Must possess leadership skills and the capacity to drive team members to achieve set priorities.
- Strong problem solving and creative skills and the ability to exercise sound judgment and make decisions based on accurate and timely analyses.
- Strong and charismatic individual with solid pedigree and experience managing change and building high performing teams.
- Self-assured and internally motivated individual driven to succeed and make a difference.
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Method of Application
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